How to Apply
We recommend stopping by your nearest RiverWood Bank location or calling us at 888-751-5120 so we can recommend the best loan for your needs. If you know what you want, you can start the loan application process online using our secure personal loan application.
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Personal Loans and Lines of Credit
Personal loans and lines of credit are available to meet a variety of borrowing needs. Whether you are purchasing a new or used car, boat, recreational vehicle, or borrowing for a vacation, we can tailor a loan or line of credit to suit your individual needs. Talk to a banker for more details.
Home Equity Loans and Lines of Credit
Use the equity in your home to borrow for any purpose: a car, boat, recreation vehicle, college expenses, vacation, home improvements or debt consolidation. We offer both fixed and variable rates and a variety of repayment terms designed to meet your needs. Our convenient home equity lines of credit allow you quick and easy access to funds whenever you need them, whatever the reason. And, unlike other personal loans or credit cards, interest paid on home equity loans may be tax deductible. Consult your tax advisor for more details.
Home Mortgage Loans
When you need a loan for the purchase or refinance of your primary residence, a second home, or a real estate investment property, our home mortgage loan experts have a variety of loan programs to meet your needs.
When planning to build a home, our construction loan experts will help you every step of the way. Come in for pre-approval on a long-term mortgage for your peace of mind before you start building. When you finance both your construction loan and long-term mortgage with us, we are often able to give you added savings on closing costs. Our bankers also assist you with monitoring the costs and disbursements during the construction process. Make your dream of a new home become a reality.
Overdraft Protection Lines of Credit
Enjoy the convenience of our Ready Reserve Line of Credit to protect your account from overdraft activity. This convenient line of credit is there for you when you need it and helps avoid the expense and embarrassment of a returned check.
Personal Credit Cards
We offer our customers competitive personal credit card account options.
Credit card applications are subject to underwriting guidelines. All applications are submitted to a third party credit card partner for approval. Rates and terms may vary.
Already have a credit card account through RiverWood Bank? Access your account online.
Still Have Questions?
Find FAQs, routing numbers and online banking tutorials in our Education Center.
All personal loans and lines of credit are subject to RiverWood Bank underwriting guidelines and approval. Rates and terms may vary. See a banker for details.