Checking


Enjoy personal banking on the go, with flexible options to fit your lifestyle. We’re here to support you in reaching your financial goals with the perfect account. You can download our Switch Kit to make changing your account to RiverWood simple.


sandy working as a teller
  • Home

Compare Personal Checking Accounts

We offer a variety of personal checking options to fit with your lifestyle and needs. Use our Switch Kit to change to RiverWood Bank with just four simple steps.












Personal Checking Options


Account Type
Minimum Balance to obtain APY
*To Avoid Fees
 Interest Bearing Maintenance Fees  eStatements
Free & Easy Checking None No None FREE
Convenient Interest Checking None Yes None FREE
*Anyone on the account 50 years old or better
 None Yes None FREE
Platinum Interest Checking $1,500 Yes $6.00/mo. if minimum balance not maintained FREE


 Note: Minimum opening deposit is only $50 for all accounts

Conveniently Apply Online.



Don't Want to Apply Online?

Visit any RiverWood Bank location or call (888)751-5120 to speak with a banker.


Free & Easy Checking

A FREE account for everyone!

  • No minimum balance requirement
  • No monthly service charge

Convenient Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!


Elite 50 Checking

A perfect account for customers 50 and over!

  • FREE RiverWood checks
  • Competitive interest (contact a banker for rates)
  • No minimum balance requirement
  • No monthly service charge
Additional 50 Plus Club Benefits
  • A quarterly newsletter keeping you  informed of upcoming activities, events, and travel opportunities
  • Luncheons, educational seminars, and a host of activities designed exclusively for members
  • Exceptional bank benefits that include cashier's checks issued free of charge, and complimentary notary, fax, signature guarantee, and photocopying services

Platinum Interest Checking

An account for those interested in higher interest! 

  • FREE RiverWood checks
  • Higher interest rate with minimum daily balance of $1500 or more (contact a banker for rates)
  • Competitive interest if minimum daily balance falls below $1500 (contact a banker for rates)
  • Only $6 monthly charge if minimum daily balance falls below $1500
  • Initial grace period is 30 days (two statement cycles used to create at least 30 days)
























Access your money when you need to, without restrictions.


All of our personal checking accounts include:

FREE eStatements and Online Check Images
FREE Mobile Banking with Mobile Deposit
FREE ATM Transactions at all  37,000 MoneyPass ATM Locations

FREE Thank You Gift
Buy Back of your debit cards and unused checks from another financial institution
Overdraft Privilege







  • Opt In- Authorize RiverWood Bank to pay overdrafts on ATM and everyday debit card transactions.
  • Opt Out- Decline paying overdrafts on ATM and everyday debit card transactions.
jackie p on phone at baxter

Personal Loans

Whether your needs are small or large, we have the right loan just for you!

Still Have Questions?

Find FAQs, routing numbers and online banking tutorials in our Education Center.

Note: Minimum opening deposit is only $50 for all accounts

Didn't find what you were looking for?


We've compiled a few of our commonly searched items for you, or you can search our site.