Personal Checking | RiverWood Bank

Personal Checking Accounts

Enjoy personal banking on the go, with flexible options to fit your lifestyle. We’re here to support you in reaching your financial goals with the perfect account. You can download our Switch Kit to make changing your account to RiverWood simple.

Start Opening an Account Talk to a Banker


Access your money when you need to, without restrictions.

All of our personal checking accounts include:

  • Buy Back of your debit cards and unused checks from another financial institution
  • Overdraft Privilege

       Opt In- Authorize RiverWood Bank to pay overdrafts on ATM                  and everyday debit card transactions.

      Opt Out- Decline paying overdrafts on ATM and everyday                            debit card transactions.


Compare Personal Checking Accounts

We offer a variety of personal checking options to fit with your lifestyle and needs. Use our Switch Kit to change to RiverWood Bank with just four simple steps.

Account Type


Minimum Balance to obtain APY

*To Avoid Fees

Interest BearingMaintenance Fees eStatements
Personal Checking Options
Free & Easy Checking None No None FREE
Convenient Interest Checking None Yes None FREE

ELITE 50 Checking

*Anyone on the account 50 years old or better

None Yes None FREE
Platinum Interest Checking $1500  Yes $6.00/mo. if minimum balance not maintained FREE

 Note: Minimum opening deposit is only $50 for all accounts

Conveniently Apply Online.

Start Opening an Account

Don't Want to Apply Online?

Visit any RiverWood Bank location or call (888)751-5120 to speak with a banker.

Free & Easy Checking

A FREE account for everyone!

  • No minimum balance requirement
  • No monthly service charge

Convenient Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!

Elite 50 Checking

A perfect account for customers 50 and over!

  • FREE RiverWood checks
  • Competitive interest (contact a banker for rates)
  • No minimum balance requirement
  • No monthly service charge

Additional 50 Plus Club Benefits

  • A quarterly newsletter keeping you  informed of upcoming activities, events, and travel opportunities
  • Luncheons, educational seminars, and a host of activities designed exclusively for members
  • Exceptional bank benefits that include cashier's checks issued free of charge, and complimentary notary, fax, signature guarantee, and photocopying services


Platinum Interest Checking

An account for those interested in higher interest! 

  • FREE RiverWood checks
  • Higher interest rate with minimum daily balance of $1500 or more (contact a banker for rates)
  • Competitive interest if minimum daily balance falls below $1500 (contact a banker for rates)
  • Only $6 monthly charge if minimum daily balance falls below $1500
  • Initial grace period is 30 days (two statement cycles used to create at least 30 days)


Still Have Questions?

Find FAQs, routing numbers and online banking tutorials in our Education Center.

Note: Minimum opening deposit is only $50 for all accounts

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