Home Equity Loans



Home Equity Loans

Leverage your home's equity to achieve whatever your goals may be. Limited time offer! FIXED RATES AS LOW AS 3.49% APR* Processing & appraisal fees waived!

Start a Loan Application Talk to a Banker


The Advantage of Equity

Leverage your home’s equity to achieve whatever your goals may be—a new kitchen, an RV, consolidating bills or a trip of
a lifetime. With low rates from RiverWood Bank, it can happen! 

How to apply

We recommend stopping by your nearest RiverWood Bank location or calling us at 888-751-5120. You can start the loan application process online using our secure personal loan application.

Please have these documents ready:

  • Last 2 years taxes
  • W2s
  • Copy of Driver’s License
  • Several current paystubs

Start Applying for a Loan

Still Have Questions?

Find FAQs, routing numbers and online banking tutorials in our Education Center.

All personal loans and lines of credit are subject to RiverWood Bank underwriting guidelines and approval. Rates and terms may vary. See a banker for details.

Effective June 1, 2021, rates as low as 3.49% fixed* Annual Percentage Rate (APR) available for new home equity installment loans from $10,000 to $400,000, 62-month term, loan-to-value (LTV) of 80% or less, and automatic payment from a RiverWood Bank checking account. Rates may vary based on LTV, credit history, debt to income ratio, and other factors. Loan payment example: On a $25,000 loan for 62 months at 3.49% rate, 61 payments of $178.54 with a final payment of $17,985.93.61. 15-year amortization. Other rates, terms, and payment options available. The monthly payment obligation will be greater if taxes and insurance are included, and an initial customer deposit may be required if an escrow account for these items is established. Property insurance is required. Other restrictions may apply. Loan is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice. Consult your tax advisor regarding the deductibility of interest.


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