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Business Cash Management

Business Banking Online

Business Banking Online provides more sophisticated and flexible cash management options for business clients.

For our business clients who have a higher level of cash management needs, our Business Banking Online service is available with many value-added features. With Business Banking Online, you can save time, improve your cash flow, and streamline your cash management procedures all in a fully secure environment.

In addition to all the features available with our standard Online Banking service, Business Banking Online provides your business with expanded online cash management capabilities. With Business Banking Online, you can:

  • View real-time account balances
  • Access detailed transaction histories
  • View check images
  • Transfer funds
  • Initiate stop payments
  • Wire transfer to other institutions
  • Initiate ACH files, including direct deposit of payroll
  • Define access levels for employee users.

This service is available to any bank customer with a business account. Businesses can also grant full or limited use of Business Banking Online to employees. Business Banking Online is available in two different plans: Basic and Choice.

  • Basic Plan is for businesses that require less detailed information.
  • Choice Plan is for growing businesses that need a more comprehensive financial management tool.

To find out which plan fits your needs and to enroll, contact the nearest branch location, or call our customer service department at (888)751-5120. Some fees may apply.   

Learn More about Business Banking Online

Remote Deposit

You can scan checks received from customers and issue deposits electronically from any desktop. Anywhere. Anytime day or night. It's the quickest way to turn check deposits into cash.

  • Consolidate funds from multiple locations into one bank account.
  • Save time preparing deposits.
  • Cut costly courier fees or trips to the bank.
  • Reduce risk of fraud.

Call (888) 751-5120 for more information. Fees may apply.

Learn More about Remote Deposit

Merchant Processing

RiverWood Bank provides innovative transaction processing solutions for our business clients. No matter what type of business, we have the payment processing solutions to meet your needs. 

Credit and Debit Cards: Point-of-sale programs combine a broad range of credit payment choices with built-in business tools that make managing payments a breeze.

Electronic Check Service (ECS): Minimize risk, reduce costs and speed access to funds when you convert paper checks into electronic transactions at the point of purchase.

Point-of-Sale Solutions: No matter the size of your business, you can take charge with terminals, printers, PIN pads and peripherals from a variety of leading manufacturers. Our merchant processing partner supports PC Software and Internet products that can turn your desktop PC into a powerful POS payment processing solution for face-to-face and card-not-present transactions.

Reporting Solutions: Monitor your account around the clock from any Web browser. This convenient online site allows you to display recent deposits, view chargebacks and retrieval requests, access customer support, and much more.

Already accepting credit cards?
Let us give your Merchant Account a thorough check up! We'll review your current account to see if we can save you money. You have nothing to lose but higher charges! 

Contact the nearest RiverWood branch location or call us at (888) 751-5120 for more information.