Business Checking


Gain convenient access to your funds, enabling you to focus on your business. Our business checking accounts are thoughtfully designed to offer unrestricted banking, allowing you to manage your finances from anywhere.

two men at business

All of our business checking accounts include:


  • FREE Business Debit Cards
  • FREE Online Banking
  • FREE eStatements and Online Check Images
  • FREE Transactions at all MoneyPass ATM Locations
  • FREE Thank you gift
  • Buy Back of your debit cards and unused checks from another financial institution
  • Optional Business Online for expanded Cash Management Services
  • Overdraft Protection (subject to qualification)
  • Merchant Services















Business Checking Accounts

Whatever the size of your business, we have a checking option to suit your needs.

Account Type Free & Easy Business Checking Business Interest Checking Business Platinum Checking
Minimum Balance
*To Avoid Fees
None Only a $6 monthly charge if the minimum daily balance falls below $5,000 None
Maintenance Fees None Only a $6 monthly charge if the minimum daily balance falls below $5,000 Only $15.00 monthly
Interest or Earnings Credit None Interest Earnings credit
eStatements Fee FREE FREE FREE
Transactions Included 1,000 FREE monthly transaction items 1,000 FREE monthly transaction items Transaction items are just 15 cents each
Coin and currency deposits  Up to $10,000 currency deposited per month FREE Up to $10,000 currency deposited per month FREE $1.00 per $1,000

 Note: Minimum opening deposit is only $50 for all accounts


Conveniently Apply Online.


Don't Want to Apply Online?

Visit any RiverWood Bank location or call (888)751-5120 to speak with a banker.



Free & Easy Business Checking

Perfect for most businesses!

  • 1,000 FREE monthly transaction items
  • No minimum balance
  • No monthly service charge
  • Up to $10,000 currency deposited per month FREE
  • FREE Business Debit Card with FREE access to MoneyPass ATM network
  • FREE Online Banking for online account viewing and transfers
  • Optional Business Online Banking for expanded Cash Management Services

Business Interest Checking

Ideal for higher balance customers! 

  • 1,000 FREE monthly transaction items
  • Competitive interest
  • Only a $5000 minimum balance to avoid a low monthly fee of $6
  • Up to $10,000 currency deposited per month FREE
  • FREE Business Debit Card
  • FREE Business Debit Card with FREE access to the MoneyPass ATM network
  • FREE Online Banking for online account viewing and transfers
  • Optional Business Online Banking for expanded Cash Management Services

Business Platinum Checking

For businesses with more complex banking needs! 

  • Earnings credit allowance on deposit balances may offset activity fees
  • Only a $15 monthly service charge
  • Transaction items are just 15 cents each
  • Coin and currency deposits are just $1.00 per $1,000
  • FREE Business Debit Card
  • FREE Business Debit Card with FREE access to the MoneyPass ATM network
  • FREE Online Banking for online account viewing and transfers
  • Optional Business Online Banking for expanded Cash Management Services













woman posing with hands in front of her

Cash Management

Our cash management services offer money management with tailored solutions for your business needs, including account protection.

Explore Cash Management













Still Have Questions?

Find FAQs, routing numbers and online banking tutorials in our Education Center.

Note: Minimum opening deposit is only $50 for all accounts

Didn't find what you were looking for?


We've compiled a few of our commonly searched items for you, or you can search our site