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Personal Loans

Our professional and experienced consumer and mortgage lenders can provide financing solutions to meet all your personal loan needs. We offer a variety of loan and line of credit options, and are focused on providing quick responses and efficient processing of your loan request.

How to Apply

To start the application process, stop in or call the nearest RiverWood branch location.

Home Equity Loans and Lines of Credit

Use the equity in your home to borrow for any purpose: a car, boat, recreation vehicle, college expenses, vacation, home improvements, or debt consolidation. We offer both fixed and variable rates and a variety of repayment terms designed to meet your needs. Our convenient home equity lines of credit allow you quick and easy access to funds whenever you need them, whatever the reason. And, unlike other personal loans or credit cards, interest paid on home equity loans may be tax deductible. Consult your tax advisor.

Home Mortgage Loans

When you need a loan for the purchase or refinance of your primary residence, a second home, or a real estate investment property, our home mortgage loan experts have a variety of loan programs to meet your needs.

Construction Loans

When planning to build a home, our construction loan experts will help you every step of the way. Come in for pre-approval on a long term mortgage for your peace of mind before you start building. When you finance both your construction loan and long term mortgage with us, we are often able to give you added savings on closing costs. Our bankers also assist you with monitoring the costs and disbursements during the construction process. Make your dream of a new home become a reality.

Personal Loans and Lines of Credit

Personal loans and lines of credit are available to meet a variety of borrowing needs. Whether you are purchasing a new or used car, boat, recreational vehicle, or borrowing for a vacation, we can tailor a loan or line of credit to suit your individual needs.

Overdraft Protection Lines of Credit

Enjoy the convenience of our Ready Reserve Line of Credit to protect your account from overdraft activity. This convenient line of credit is there for you when you need it, and helps avoid the expense and embarrassment of a returned check.

Personal Credit Cards

We offer our customers competitive personal credit card account options, including no annual fee, rewards, and student cards. Call or visit your nearest RiverWood Bank branch location to find out how easy it is to apply for a credit card account. If you have already established a credit card account through our bank, you may access your account information and make payments online by visiting Credit Card Services.